Through a framework agreement with the IHD Kreditschutzverein e.V. (www.ihd.de), HKI members receive the following exclusive benefits, among others: No IHD membership fee (actually € 210 p.a.) and cost savings of over 20 % on credit reports.
The IHD offers, among other things, credit reports, receivables management and debtor monitoring.
If you do not wish to make use of the services, you will of course not incur any obligations.